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BUILT IN BREMERTON HOMEOWNERSHIP AND COUNSELING
  HOMEBUYER EDUCATION & PRE-PURCHASE COUNSELING  
  Community Frameworks' Built in Bremerton program is focused on creating safe and affordable housing for first-time homebuyers. Homebuyer Education and Counseling are vital elements in helping our potential homebuyers prepare for and have long-term stability in homeownership.

Applicants for our Built in Bremerton homeownership program and Down Payment Assistance are required to complete an approved homebuyer education course and receive a counseling session.

You must choose either option A or B.

Option A:
  • Online First Time Homebuyer Education Course that meets the standards of the Washington State Housing Finance Commission, and provide us with a Certificate of Completion. This course, Homebuyer Express, may also be required by your First Mortgage Lender. This course is available at https://wshfc.homebuyerexpress.org/ and can be completed at your convenience for a cost of $50.
 

Register here:
 

AND


 
  • One-on-One Pre-Purchase Housing Counseling Session with American Financial Solutions. There is a one-time fee of $260 which may be reduced based on financial need, on a case-by-case basis as determined by American Financial Solutions. It is also possible to roll the cost into the home purchase financing package if needed, in which case counseling would have to occur after a home purchase is in process. We recommend that Applicants attend the class prior to their individual counseling session. Community Frameworks staff will assist you in preparing for this session.
 

OR


  Option B:
  • In-person First Time Homebuyer Education Course that meets the standards of the Washington State Housing Finance Commission, and provide us with a Certificate of Completion. This course may also be required by your First Mortgage Lender. A list of locally available classes can be found at http://www.wshfc.org/buyers/education.htm. These are typically 5-8 hour classes held on Saturdays or split between two-three weeknights, and are available at no cost.
 

AND


 
  • Individual Pre-Purchase Counseling with American Financial Solutions. There is a one-time fee of $260 which may be reduced based on financial need, on a case-by-case basis as determined by American Financial Solutions. It is also possible to roll the cost into the home purchase financing package if needed, in which case counseling would have to occur after a home purchase is in process. We recommend that Applicants attend the class prior to their individual counseling session. Community Frameworks staff will assist you in preparing for the one-on-one housing counseling session with American Financial Solutions.
 
 
 
"I am glad I took the route I did
 because I had people guiding me."
                            -- Vickie
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